Ag Lender - First State Bank And Trust : Job Details

AG LOAN OFFICER

FIRST STATE BANK AND TRUST

MONTICELLO, IL

First State Bank and Trust is currently seeking an experienced Agricultural Lender to join our team. As an Ag Lender, you will work with local farmers and agricultural community members to provide a complete range of banking services.

RESPONSIBILITIES

• Manage a portfolio of farm, farm real estate, and related agricultural loans.
• Participate in the analysis of loan requests.
• Provide an excellent customer experience, comply with all relevant regulations, and adhere to established credit standards.
• Meet or exceed loan/deposit growth goals by expanding current relationships and developing new customer opportunities.
• Work effectively with department staff and management.
• Properly close and document all loan transactions in accordance with the approved terms and conditions.
• Engage with the local community and represent the bank at public events throughout Piatt County.

QUALIFICATIONS

• The capacity to work both independently and collaboratively as part of a team.
• Four-year undergraduate degree in Finance, Agricultural Business, or a related field
• Minimum of 5 years of agricultural lending experience
• Previous formal credit training
• Proven track record of developing new loan opportunities
• Strong analytical and credit skills
• Excellent communicator (written/verbal)
• Familiarity with a broad range of agricultural lending programs

LEARN A LITTLE ABOUT US

At First State Bank and Trust, we have established ourselves as a trusted financial institution. Serving seven markets across Central Illinois, our $500 million community bank provides a full range of services to retail and commercial customers. Our diverse services include a growing mortgage banking group and a dedicated trust and wealth management department.

What makes us truly unique is that we're 100% employee-owned, meaning every team member has a stake in our success. Everything we do aligns with our core values, which are: have integrity, get things done, pursue excellence, focus on our customers and communities, and embrace the First State Bank family. If you also believe in these values and would like to contribute to our supportive, collaborative environment, we'd love to have you!

Equal Opportunity Employer. Member FDIC. Equal Housing Lender.