Job Location : Charleston,SC, USA
This role requires at least 4 days onsite per week.
USLI is seeking a legal professional to join our Coverage team and contribute their legal training and experience to the handling of a diverse caseload of Professional, Casualty and Property claims involving coverage.
Essential functions include- Identify, evaluate, and analyze coverage issues as well as applicable coverages. Draft comprehensive coverage and denial letters. Proactively negotiate settlement of claims within evaluation and designated authority level. Process and pay claims and expense invoices in a timely manner and within designated authority level. Perform legal research and provide legal coverage opinions to claims personnel on all product lines involving coverage issues. Keep abreast of insurance coverage case law, trends and experience and prepare summaries for dissemination of information within the company on coverage cases and trends. Participate in roundtable conferences with claims personnel on legal coverage matters. Assist in drafting policy language, working closely with underwriting and corporate legal. Travel as necessary to attend arbitrations, mediations, settlement conferences or trials. Participate in customer service visits or to further customer service relations. Perform other duties as assigned.
Other Duties and Responsibilities:
* Special Projects: Complete special projects assigned by leadership.
* Continuing Education: Attend educational seminars and conferences. Enroll and complete continuing education programs for both professional and personal development as outlined in annual Training and Development Plan.
Minimum Job Requirements:
Education: Juris Doctorate required.
Experience: 1-3 years of relevant legal and/or claims experience. Claims handling experience with coverage background, claims counsel experience and/or litigation experience is a plus.
Passion and drive can be just as important as experience. If you're excited about this opportunity, we'd love to hear from you!
Specific Skills:
* Strong oral and written communication skills
* Strong analytical skills
* Strong negotiation skills
* Strong organizational skills
* Ability to work independently in a fast-paced environment
Specialized Knowledge, Licenses, etc.: JD. Good working knowledge of Westlaw.
Working Conditions: Occasional overnight travel
At USLI, we are committed to fostering a vibrant and inclusive community that celebrates the rich diversity of all ethnicities, nationalities, abilities, genders, gender identities, sexual orientations, ages, religions, socioeconomic backgrounds, and life experiences. We understand the importance of continuous learning, self-reflection, acknowledging our biases, and expanding our perspectives beyond our own. We actively encourage open dialogue on diversity, equity, inclusion, and belonging to support a workplace where every individual feels valued, respected, and empowered to contribute at their fullest potential. Join us in building a diverse and inclusive environment where our shared values drive us toward excellence.