Business Associate - Baker Boyer Bancorp : Job Details

About Baker Boyer:

Baker Boyer is the oldest independently owned community bank in the Pacific Northwest. We are Eastern Washington's trusted financial advisor, serving the Walla Walla Valley, Kennewick and Yakima communities, providing wealth management as well as personal and business banking services.

What We Offer:

* Salary:

* Business Associate: $48,405 - $60,605 per year

* Great Benefits! Medical, Dental, Vision plans with additional:

* AD&D & Life Insurance

* Long Term Disability

* 401(k) - 100% safe harbor match up to 6%, plus an additional profit sharing contribution, resulting in employer contributions of up to 12% of annual salary.

* Paid Leave-

* 22 days of Vacation leave and 3 R&R (Revive & Renew) days.

* 11 Paid Federal Holidays annually*

* Number of paid holidays may be fewer than 11 on years when there are Federal Holidays that are observed on Saturdays.

* Life Assistance Plan

* Free access to financial counselors

* Employee Wellness Program

* 8 hours of paid volunteer time annually

About the Business Associate:

The Business Associate (Associate) plays a critical role in loan processing and is often the go-between for clients, DS Baker Advisors and the lending team.

The Associate is responsible for reviewing loan requests, researching existing documentation on renewals to determine deficiencies that will need correction or follow-up, ordering required support documents and generating loan documents. Utilizing NextGen software as the primary tool, the Associate communicates regularly with clients and other members of the DS Baker Advisors and lending team. This position requires a strong service-oriented individual with detailed knowledge of all Baker Boyer loan types and deposit products.

Key Responsibilities

* The Associate provides clients with a variety of services pertaining to business, agricultural, commercial real estate and construction lines of credit. Duties to include, but not limited to:

* Serves as the primary contact between client and the Business Advisor(s) for day-to-day transactions; gathers information for loan transactions and moves the application through the workflow to the documentation stage.

* Obtains information related to the loan origination process including but not limited to: ordering credit reports, appraisals, preliminary title reports, UCC searches, environmental reports, insurance information, flood certificates and various other items. Verifies that legal documentation or Government Agency Guaranteed loans are complete and correct.

* Creates new loan files, maintains existing loan files, and takes a lead role in clearing exception items from the origination system, working in partnership with the Business Advisors and Loan Operations.

* Maximizes needs met by identifying client needs and proactively recommending products and services to meet those needs. Handles personal banking requests from business owners and their families. Makes referrals to other areas of the bank. Responsible for retaining and expanding existing client relationships with the Bank.

* Maintains familiarity with the financial module of the lending software and is able to spread and analyze financial documents.

* Performs a variety of administrative duties for Business Advisor(s), most of which are confidential and complex in nature. Duties include but are not limited to:

* Assists in the preparation of loan reports and supporting documents for approval.

* Monitors Line of Credit loans. Assists clients and loan officers in staying within approved budget amounts. Processes line and construction advance requests.

* Monitors non-financial loan covenants through the Bank's tickler system.

* Sets up clients and entities in bank systems. Utilizes lending software for loan report writing and all financial spreads analysis.

* Coordinates loan closings with the Title companies or with the clients on behalf of the Business Advisors.

* Assists in the training of new personnel.

* Teller duties and other cash management responsibilities as assigned.

* Other duties as assigned.

Education and Experience Requirements:

Associate's degree (A. A.) or equivalent from a community college or technical school; minimum three years related experience in lending or finance; or equivalent combination of education and experience. General understanding of banking and/or financial services industry and basic accounting knowledge desired. Experience should include previous data entry experience.

Knowledge and Skills Requirements:

* Demonstrated technical capacity. Strong knowledge and ability to use include Microsoft Office (Excel, Word, Outlook). Experience with loan origination software desired. Demonstrated proficiency and accuracy with data entry.

* Strong communication skills, both written and verbal. Able to interact with all levels of the organization in a caring and professional manner.

* Excellent interpersonal skills and ability to function in a team environment.

* Possesses excellent customer service skills.

* Must possess a high level of analytical and organization skills.

* Detail oriented, thorough and accurate in approach to work. Able to work under pressure, prioritize multiple job tasks and consistently meet deadlines.

* Self-motivated and able to work with minimal supervision or oversight.

* Promotes and maintains a favorable, professional bank image.

* Is familiar (or able to gain familiarity quickly) with regulatory compliance pertaining to loans and deposits.

* Continues to grow and learn; attends training sessions and classes for job development and enhancement.

Physical Demands/Conditions Requirements:

The job tasks and physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made as appropriate to enable individuals with qualified disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit, write, type, speak, & listen. The employee is occasionally required to stand, walk, reach, stoop, kneel, or crouch. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color and peripheral vision, depth perception and ability to adjust focus. Ability to sit at desk and work on computer.

Occasional travel for business or educational purposes.

Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Baker Boyer believes that each employee makes a significant contribution to our success. That contribution should not be limited by the assigned responsibilities. This position description is designed to outline primary duties, qualifications and job scope, but not limit our employees nor the organization to adjust the work identified. It is our expectation that each employee will offer his/her services wherever and whenever necessary to ensure the success of the company.

Baker Boyer is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, disability or protected veteran status.