Job Location : Kalamazoo,MI, USA
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GENERAL FUNCTION: Manages a team of Business Banking Relationship Managers and/ or
Business Banking Relationship Specialists in the $2MM to $20MM revenue, small to medium
Sized business segment, to achieve growth, operational excellence and client experience goals.
Directs, coaches and leads execution of Business Banking playbook including; annual business
planning, portfolio segmentation, business development & client relationship strategies. Establishes
sales goals for team members, and ensures that team members meet and strive to exceed goals,
and adhere to the Bank's policies and procedures. Mentors team members, especially on more
complicated loan structures. Helps to develop less experienced team members. May handle larger
and more complex business relationships. Pending span of control, Team Lead may have an
individual production goal.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating
concerns, and personally following policies and procedures as defined. Accountable for always
doing the right thing for customers and colleagues, and ensures that actions and behaviors drive
a positive customer experience. While operating within the Bank's risk appetite, achieves results
by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES & RESPONSIBILITIES:
Performance and Talent Management
. Provide RMs support, ongoing feedback, coaching and direction in client and prospect business
Portfolio Management
. Ensure that customer relationships are managed to maximize revenue contribution, while
mitigating risk and focusing on customer needs
. Work with product partners (Affiliate- Retail IE, WMA, TMO, etc. and Bancorp- Vantiv, Paycor,
etc.), analyze, evaluate and develop a tailored relationship strategy for each top client or prospect
. Cross-sell all applicable 5/3 products and services to an existing portfolio of business clients
and their owners/senior management with the ultimate goal of being client's Lead or primary
bank
Client Experience
. Oversee execution and follow through on One Bank meetings, pre-call planning processes, One
Bank Consultative Sales approach and prompt post call follow up
. Ensure utilization of the Bank's Client Relationship Management (CRM) system for client activity
tracking, call reports and pipeline management
Credit Excellence
. Develop strong partnership with Credit (Business Loan Center) and on credit requests and
ensure adherence to established Portfolio Management guidelines
. Ensure team achieves credit standards and metrics in regard to asset quality, credit
administration (matured/renewals, financial statement documents, covenant data integrity, matured
notes and document exception) and RAROC
. Monitor, on an ongoing basis, information concerning client financial performance, condition,
and industry trends to determine that any credit exposure is at an acceptable risk, and priced
accordingly
SUPERVISORY RESPONSIBILITIES: Provide employees timely, candid and constructive
performance feedback; develop employees to their fullest potential and provide challenging
opportunities that enhance employee career growth; develop appropriate talent pool to ensure
adequate bench strength and succession planning; recognize and reward employees for
accomplishments. development, through weekly individual sales meetings, team meetings and joint calling efforts
with team members to elevate individual and team performance/results. Ensure sales effectiveness
and performance management results are being achieved as tracked by weekly and monthly
reporting
* Utilize the Onboarding Resource to Assimilate new team members
* Business Development
* .Lead regional/portfolio business planning for region to grow lead client relationships and acquire new prospective relationships to achieve loan and fee production goals
* Prospect for clients independently by utilizing referral sources, existing clients and centers of influence
* Active and visible community and industry involvement to broaden and leverage relationship networks, referral sources and continually deepen knowledge of trends, practices, services and the competitive landscape
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
* Bachelor's degree in accounting, finance or related business field and 6 years commercial lending experience.
* Excellent interpersonal skills, written and verbal communication skills required
* Ability to handle multiple tasks
* Demonstrated sales and negotiating experience
* Formal credit training and underwriting experience preferred
* Ability to analyze complex financial data.
WORKING CONDITIONS:
* Normal office environment with little exposure to dust, noise, temperature and the like.
* .Extended viewing of CRT screen.
* Frequent travel required.
* All the above duties and responsibilities are essential job functions for which reasonable accommodation will be made. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. This position description is not to be construed as an exhaustive statement of duties, responsibilities or requirements. Employees may be required to perform any other job-related instructions as requested by their supervisor, subject to reasonable accommodation.
Business Banking Market Manager
LOCATION -- Grand Rapids, Michigan 49503
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.