Claim Specialist- Property Field Inspection - State Farm : Job Details

Claim Specialist- Property Field InspectionUS-AL-GadsdenJob ID: 2024-36657Type: Regular Full Time# of Openings: 1Category: Claims and InvestigationGadsden, ALOverviewBuild your career at one of the top companies for professional growth in the U.S.! Khakis optional…At State Farm we invest in our employees by providing a competitive Total Rewards package:Potential Starting Salary is $55,029.65 - $79,230.63 annually, $27.31-$39.32 hourly. Because work-life-balance is a priority at State Farm, compensation is based on our standard 38 hour:45 minute work week! Salary offered is dependent on skills and qualifications, with the high end of the range limited to applicants with significant relevant experience.You are also eligible for:An annual bonus based on individual and enterprise performanceAnnual merit increases401(k) contributionPaid Time Off (PTO), plus: 5 days of Life Leave to take care of yourself and your family, Paid Volunteer Time, and an Annual Celebration Day to celebrate what's important to you!Industry leading Tuition Assistance ProgramsWellnessand mental health programsDiscounts from hundreds of retailers through our Perks at Work programAnd more!Being good neighbors - helping people, investing in our communities, and making the world a better place - is who we are at State Farm. It is at the core of how we operate and the reason for our success. Come join a #1 team and do some good!ResponsibilitiesJoin our team as a Property Field Inspection Claim Specialist and showcase your expertise in handling accidental and weather-related claims for homeowners, commercial properties, and large losses.We are looking for an experienced and highly skilled professional to contribute to our dynamic team. You will be the first point of contact to meet with our insureds, explain coverage, estimate damages, and help them through the claims process while providing Remarkable service.Where you'll work:This position is located in Gadsden, AL and is responsible for servicing these zip codes:35950 35957 35133 35953 35121 35954 35972 35980 35146 35952 35987 35055*Competitive candidates should reside within this zip code territory*Key Responsibilities:Conduct on-site inspections and assessments of property damages for both residential and commercial claimsCollaborate with policyholders, insurance agents, and other involved parties to gather information and resolve claims efficientlyMay occasionally require interacting with parties who express strong emotions or concerns about ongoing inspections or claim resolutionsProvide exceptional customer service throughout the claims process, addressing inquiries and concerns promptly and professionallyGather necessary evidence, document findings, and prepare detailed reports to support the claims handling processInvestigate and adjust both personal and commercial property claims with exposures up to $500,000Evaluate coverage and policy terms to determine the validity of claims and ensure compliance with local regulationsNegotiate and settle claims within the authorized limits, considering policy provisions, industry standards, and company guidelinesAlthough the primary work location is in the field, with a commutable distance from home, there will be opportunities for virtual work to be completed at home. Additionally, there may be occasions where you will be required to travel to assist in other territoriesHours of operation are continually evaluated and may change based on business need. Successful candidates are able and willing to work flexible schedules and may be asked to work overtime and/or irregular hours. Candidates may be asked to work outside of their assigned territory as business needs dictateQualificationsBachelor's degree in a related field is preferred or equivalent work experienceExperience as a Property Field Inspection Claim Specialist in the insurance industry, specifically in property claimsStrong knowledge of property insurance policies, coverage and claim handling practicesDemonstrated knowledge of both residential and commercial building constructionFamiliarity with local regulations and compliance requirements in Alabama.Excellent communication and interpersonal skills to effectively interact with clients, agents, and other stakeholdersProven effective communication skills to handle difficult/emotional conversations with a customer-minded focusProven ability to assess damages, estimate repair costs, and negotiate settlementsDetail-oriented with strong organizational and analytical skillsProficient in using claims management software and other relevant toolsPhysical Requirements:Physical agility to allow for: frequent lifting, carrying and climbing a ladder; ability to navigate roofs at various heights for inspection of both residential and commercial structures; ability to crawl in tight spacesA valid driver's license is requiredPreferred Skills:Experience in handling complex or high-value claimsConstruction backgroundWater mitigation inspectionXactimate, XactContentsEmployees must successfully complete all required training, including applicable licensing exam(s), MVRs and background checks required of various state(s).Visit State Farm Careers for more information on our benefits, locations, and the hiring process.State Farm recently implemented new pre-employment assessments. Candidates that have previously taken an assessment may be asked to participate in additional testing.PMCL IN22PI253875514