Commercial PM II - Corporate Mortgage Finance - Huntington Bank : Job Details

Description

As a Commercial Portfolio Manager II - CSG Corporate Mortgage Finance, you will be responsible for underwriting CMF Lending facilities, assisting with legal documentation reviews as well as monitoring client performance to ensure compliance with the Policies and Procedures of Huntington's Corporate Mortgage Finance Group (CMFG).

The CMFG Portfolio Manager II requires 2-5 years of commercial credit experience preferably within corporate mortgage finance; proven communication and collaboration skills and excellent organizational skills.

This position reports to the Portfolio Management Team Leader.

Please Note: This position is open to remote work location or hybrid.

In this role, as a Portfolio Manager II, you will be performing the following responsibilities:

* Portfolio Management:

* Underwrite and close increasingly complex direct lend bilateral and/or syndicated asset- backed credit facilities to include mortgage warehouse lines, mortgage servicing assets and other mortgage related asset-backed and SPE collateralized credit facilities

* Ensure all relationships and transactions within your assigned portfolio are in strategic alignment with the risk profile and credit policies of the Bank.

* Spread financial statements, prepare accurate and timely risk ratings, and complete credit request presentations in compliance with CMFG and bank requirements acceptable to CMFG leadership and credit administration. Credit requests may include new deal requests, modification requests, annual reviews, renewals, portfolio reviews and criticized asset reviews.

* Monitor the performance of assigned CMF Facilities to assess ongoing creditworthiness and anticipate opportunities as well as challenges

* Analyze existing portfolio to identify trends and opportunities. Analysis includes, but is not limited to, stress testing, forecasting, concentration analysis and macroeconomic evaluations.

* Provide Immediate communication of suspected credit problems or credit deterioration within assigned portfolio

* Develop deep understanding of market dynamics/industry trends through continuing education or other means

* Assist senior PMs with portfolio review preparation and develop depth of knowledge to begin to field questions from senior leaders and in preparation for presenting during portfolio reviews.

* Build strong understanding of the legal structures for each of the respective facility types offered by the group.

* Effectively utilize Bank reporting, record keeping and underwriting systems/tools to maintain accurate and timely portfolio level detail

* Credit Quality: Responsible for maintaining acceptable levels of credit quality for assigned portfolio consistent with the Bank and CMFG credit policies, procedures, and guidelines as evidenced by satisfactory loan reviews and audits of assigned portfolio

* Relationship Management: Build and maintain strong relationships with clients, internal and external stakeholders to ensure effective communication and collaboration.

* Reporting and Compliance: Prepare and present portfolio reports highlighting performance, financial metrics, and compliance with internal policies. Additionally, prepare ad hoc portfolio reporting as needed.

Preferred Experience:

* Portfolio Management experience ideally within the mortgage finance industry or other specialty finance areas.

* Experience with the relevant credit analysis and cash flow assessments, documentation and surveillance for each the respective facility types offered by the group.

* Growing understanding of the legal structures for each of the respective facility types offered by the group.

* Formal credit training or experience generally expected.

* Strong knowledge of GAAP principles applied to mortgage banking entities.

* Bachelor's Degree from an accredited institution.

Basic Qualifications:

* Proficient written and verbal communication skills.

* Minimum 2 years of relevant credit experience.

* Additional experience may be an acceptable alternative to a completed bachelor's degree and/or formal credit training.

Other Traits and Characteristics:

* Excellent organizational skills

* Strong customer service skills both internally and externally

* Continually seeks opportunities to grow and develop skills

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type:

Office

Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.

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Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position