Community President - Oconee State Bank : Job Details

POSITION TITLE: Community PresidentLOCATION: Macon Financial Center DEPARTMENT: Macon Commercial Loan OfficersREPORTS TO: Regional PresidentSUPERVISOR TO: Financial Center ManagerEMPLOYMENT TYPE: Full-TimeSTATUS: Exempt DEPARTMENT | ROLE DESCRIPTION:The commercial lending team plays a critical role in generating revenue for the bank by providing loans for our business customers.Commercial lender identify and assist business customers that need the financial support of a bank. They identify new customers, prepare and close loans, manage their loan portfolios, and present loan packages to loan committee.RESPONSIBILITIES (INCLUDING BUT NOT LIMITED TO):

• Manage client relationships
• Prepare loan documentation
• Manage loan portfolio and ensure credit quality of the portfolio
• Prepare presentations for loan committee meetings
• Adhere to all compliance standards and regulations
• Assist in collections efforts as needed
• Set pricing and terms for loan products sold
• Evaluate loan requests and customer financial condition
• Cross sell products to perspective and existing clients

EXPERIENCE | QUALIFICATIONS:MINIMUM QUALIFICATIONS

• Excellent verbal and written communication
• Ability to build and maintain relationships
• Able to make decisions independently
• Ability to analyze and evaluate risk

Equal Employment Opportunity/M/F/disability/protected veteran statusNotice to Recruiters: We value our recruiting partnerships, but to protect the interest of all parties, Oconee State Bank (OSB) does not accept unsolicited resumes from recruiters. All recruiting is managed through OSB's Human Resources Department and contacting hiring managers directly is not appropriate. If you would like to develop a recruiting relationship, please work directly with Human Resources. All unsolicited resumes submitted through our website or to OSB email accounts shall be deemed property of Oconee State Bank.