Credit Associate - First Commonwealth Bank : Job Details

Promotes First Commonwealth's asset quality through unbiased, accurate, thorough and timely risk assessment which is accomplished by analyzing financial statements and related credit data. Prepares organized and comprehensive reports which assess the credit-worthiness of a loan request and provide the appropriate authority with the necessary information to make an informed lending decision. Prepares organized and comprehensive reports for existing loan relationships which assess the continued credit-worthiness of the client. Essential Job Responsibilities 1. Performs tasks for the credit analysis process.a. Conducts credit investigations and analyzes credit information pertaining to loans. b. Breaks down the balance sheet and income statement accounts; analyzes the results and compares the current financial results to the prior financial periods. c. Prepares reports to summarize analysis of borrowers' financial condition and capacity to repay debt. Prepares loan request submissions for...Associate, Financial, Accounting, Credit Analyst, Retail, Credit