Credit Manager - Style Crest : Job Details

Style Crest has a 50-year tradition of growth and innovation in the building products industry. The organization has a commitment to the manufactured housing industry and the residential exterior cladding market with an extensive product offering and a dedicated service platform that customers count on to support the success of their businesses. We are seeking a skilled Credit Manager to oversee our credit department and ensure efficient credit risk management for our organization. This individual will execute a strategic plan spanning 3-5 years to advance team objectives in alignment with company-wide strategic initiatives.PRIMARY FUNCTION The Credit Manager delivers exceptional service through the administration, coordination, and promotion of sales through credit extension. The Credit Manger is responsible for receivable control to minimize financial risk and maximize working capital and profitability and to build long-term customer relationships. Primary role is to strategically direct, manage, protect, and control the Company's portfolio in open accounts receivable assets through the application of credit risk analysis and collection best practices while designing, developing, and implementing optimal procedures, processes, and internal control systems for improving performance to establish and maintain the highest level of customer service. KEY AREAS OF RESPONSIBILITY:

• Develop and execute a strategic plan spanning 3-5 years to advance team objectives in alignment with company-wide strategic initiatives.
• Manage the daily initiatives of the Credit and Collections Team.
• Evaluate credit worthiness for new and existing customers by researching D&B reports, financial statements, and other available credit information.
• Responsible for establishing and documenting policies, procedures, and internal controls regarding Credit and Accounts Receivable processes.
• Identify and implement continuous process improvement opportunities.
• Collect accounts by contacting customers and investigating circumstances of non-payment.
• Maintain a system of daily, weekly, and monthly activity reporting (including aging statistics) to monitor performance and evaluate results.
• Support financial planning by designing and implementing strategies to meet revenue and profit goals.
• Follow-up on customer accounts to improve receivables (DSO) and to review customer orders for release.
• Ensure all entries/transactions are posted for smooth closing during the month and at month-end.
• Responsible for fostering the growth and cohesion of the team, ensuring its continuous development and alignment with organizational goals.
• Ability to plan, establish, manage, and modify collection policies, procedures, and standards.
• Management responsibilities include work planning, delegation of assignments, motivation, and mentoring to foster a cooperative and collaborative work environment.
• Work collaboratively with the sales force leadership team while maintaining the integrity of the Company's credit practices.
• Ensure compliance with credit standards and laws.
• All other duties as assigned.

REQUIRED KNOWLEDGE, SKILLS & ABILITIES:

• Bachelor's degree (BA/BS) in Accounting, Business, Finance, or a related field, with a minimum of 7 to 10 years of relevant experience, including at least three (3) years of management experience in a high-volume processing environment.
• Knowledge of state sales tax laws and regulations, collection statutes, and UCC filings, FCRA, and FDCPA
• Knowledge of operational characteristics and procedural requirements of third-party collection agencies.
• Knowledge of federal, state, and local regulations, guidelines, and standards in area of expertise.
• Knowledge of Consumer Credit laws such as FCRA and TILA
• Knowledge of Debt collection laws, including the FDCPA
• Proficient in accounts receivable principles, procedures, standards, and documentation.
• Demonstrated leadership in growing new and established business units.
• Skilled in business technologies, including Microsoft Office applications and Excel, along with knowledge of financial/accounting information systems and software for financial reporting and analysis.
• Strong analytical and problem-solving skills, with the ability to interpret financial data.
• Excellent verbal and written communication skills.
• Resourceful with good judgment, initiative, and a strong work ethic.
• Abilities to work through multiple tasks simultaneously, manage time efficiently, and work with minimal supervision are required.
• Experienced in supporting teamwork relationships and maintaining positive public relations.
• Exceptional customer service aptitude.
• Proficient in organizing resources, establishing priorities, and supervising and mentoring associates.
• Skilled in examining and improving operations, policy formulation, and implementing new strategies and procedures.

Benefits:

• Health Care Plan (Medical, Dental & Vision)
• Retirement Plan (401k, IRA)
• Life Insurance (Basic, Voluntary & AD&D)
• Paid Time Off (Vacation, Sick & Public Holidays)
• Short Term & Long Term Disability

We're an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.