Financial Consultant - Ridgewood : Job Details

The Ridgewood Financial Services team takes pride in supporting the financial planning needs of our customers in each community we serve. Our Bank offers an opportunity for a fulfilling career, a rewarding work environment, and strives for work-life balance. Qualified candidates should be able to work in a competitive environment, be goal-oriented, and self-motivated. This role will work from our Nassau and Suffolk County branches. Qualified candidates should have:

• A four-year college degree or equivalent work experience.
• 3-5 years of successful experience and a demonstrated track record in the sale of investment and insurance products.
• Active Life and Variable Insurance Licenses.
• Active FINRA Series 7 and Series 63 Licenses.
• Understanding of existing and potential client needs.
• Personable including strong communication skills both verbally and written.
• Honest team player who is adaptable to changing environments.
• Organized with excellent time management skills.
• Ability to use general office equipment and computer software including Microsoft Office (Word, Excel. PowerPoint).
• Must have transportation and be able to accommodate appointments outside of bank at customer's home or office location.

Additional Duties and Responsibilities:

• Accepts and conforms to the terms of the employment agreement(s) executed between the employee and the bank including a mutual employment agreement executed between the employee, the bank, and the securities brokerage services and insurance services companies. Ensures adherence to all policies, procedures and requirements of both Ridgewood Savings Bank and its partners.
• Advises prospective clients through in-person and telephonic meetings with the goal of developing relationships and generating leads; follows through with tailored advice that meets client's financial objections and risk tolerance.
• Based on the investment consultant's review of the customer needs, he or she will ensure that appropriate investment and/or insurance strategies are utilized. Provides guidance to customers on personal investment product purchases and sales/redemptions by informing them of current market trends and recommending appropriate investment strategies.
• Responsible for the sales and distribution of personal investment products and services including retirement, education, and tax-advantaged planning services to individual and business customers to satisfy client needs while increasing the organization's profitability by achieving revenue targets.
• Maintains up-to-date awareness of client portfolios to ensure consistency with client goals and identify opportunities for additional business.
• Advises branch personnel in assigned branches on referral-generating activities.
• Maintains a full working knowledge of various software packages to enhance business development, client service and operational processes.
• Represents the bank by participating in community affairs, clubs and organizations to assess the needs of the community, enhance the bank's visibility and increase new business opportunities.

What We Offer:

• Highly competitive compensation/commission structure and benefits.
• Comprehensive employee benefits package, including medical, dental, vision, well-being, pre-tax transit, life insurance and long-term disability insurance.
• Paid time off, sick time and 11 company paid holidays.
• Up to $7,500 Tuition Reimbursement.
• Matching Gift Program.
• Dependent Care Coverage.
• Career development and advancement opportunities.
• 401k and Profit-Sharing Plan.

Additional details about total compensation and benefits will be provided during the hiring process.