Financial Services Specialist, Commercial Crop & Livest - Disability Solutions : Job Details

We are looking for a proactive, detail-oriented Financial Services Specialist, Commercial Crop & Livestock Lending to join our team. In this position, you will work closely with relationship managers to provide financial services and loans to our customers. You will also act as a liaison between market-facing staff, internal teams, and external resources, ensuring smooth workflow and communication. Your responsibilities will include managing pending and active loan accounts, assisting applicants, and processing large and complex loan applications for credit analysis.What We Offer:Starting Salary: $46,000, with potential for growth based on experience.Comprehensive Benefits: Enjoy a competitive compensation and benefits package.Growth Opportunities: We are dedicated to your professional development and long-term success.What You Need:Education: Bachelor's degree in Business, Agriculture, Finance, or related field, or equivalent experience.Experience: Strong attention to detail and the ability to manage complex workflows. Previous experience in a commercial lending or agricultural finance environment is a plus.Skills: Excellent communication and organizational skills, with the ability to multitask and work effectively in a team setting. This position is open until filled.This position is located in OU.LOCATION, Missouri. Flexible work Hours will be considered after the initial training period is complete and based off of the candidates' qualifications and needs. This position is classified as Non-Exempt under the Fair Labor Standards Act. Department: Marketplace Reports To: Customer Services Team Leader – Commercial & Agribusiness LendingSupervises: None Job Functions*PercentageJob Functions35%Post-ClosingManages all pending and active loan accounts for assigned relationship manager by monitoring reports and transaction activityReviews closing documents for signatures, transmits loan, and disburses fundsDetermines covenants to be monitored and ensures timely completion of on-going monitoring activityScans loan documents and files security documentsFacilitates record keeping and loan data and provides feedback to internal and external auditReviews and updates data integrity based upon credit presentation35%Loan ProcessingInteracts with and responds to applicants in person, by phone, in writing, or electronic correspondence Processes a loan determination by documenting the decision madeInterprets and satisfies loan approval conditions and reconciles verificationsDetermines when pricing approval and chattel appraisals are required and ensures completion per proceduresOrders and reviews appraisals and title workFacilitates loan closings with title company or customer in person or electronicallyPrepares, prints, reviews, and delivers loan documents for closing Expedites, tracks, and communicates with additional departments Level 1 customer loans to meet guidelines15%Loan ApplicationsPrepares and submits large, complex loan applications for credit analysisDetermines level of documentation and verification neededGathers and documents financial and demographic information, including entity documentation from customer's attorneyEnters loan request information into customer relationship management loan origination systemDetermines which loan program to use and which underwriting authority is needed (scored vs. traditional)Determines how to resolve inquiries and questions15% Loan ServicingDetermines information and documentation needed for completion of servicing actionsResolves inquiries, questions, complaints, and issues from borrower or third-party affiliatesDetermines what insurance coverage is needed and confirms coverage is adequateObtains and reviews crop insurance assignmentsMaintains the association attribution listn/aOther duties as assigned to meet the needs of the organization Minimum QualificationsBachelor's degree in Business, Agriculture, Finance or a related field An understanding of loan processing or loan closing functionsOr an equivalent combination of education and experience sufficient to perform the essential functions of the job Required Knowledge and SkillsGeneral knowledge of credit processing proceduresGeneral knowledge of accounting practices and proceduresKnowledge of FCS procedures on title companiesEasements, liens, final title policiesGeneral knowledge of the agricultural industryOral and written communication skills, sufficient to exchange information effectively with peers, supervisor and customersSkill in listening and conveying awareness of a customer's problem or issue to find resolutionSkill in performing a variety of duties, often changing from one task to another of a different natureSkill in organizing material and information in a systematic way to optimize efficiencySkill in recognizing and maintaining confidential informationSkill in utilizing Word, Excel and Outlook to increase efficiency and/or effectivenessExpert customer service skills, including the ability to communicate complicated information and exceed customer expectations.Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data