Job Location : New York,NY, USA
**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.
**Global Financial Solutions:**
MUFG's Global Financials Solutions ( GFS ) is a structuring group that delivers customized solutions to address CFOs' and Treasurers' unique corporate objectives and financial issues. The team is comprised of professionals with various backgrounds and expertise (e.g., corporate finance, tax, accounting, etc.) to design and deliver bespoke value-added solutions to MUFG's clients.
**Job Summary:**
The Vice President of Structured Insurance Solutions will assist in the structuring and execution of innovative financing solutions for the MUFG's insurance clients. This role requires a blend of analytical, negotiation, and relationship management skills to develop customized transaction structures, prepare client presentations and term sheets, secure internal approvals, and oversee transactions through to post-closing management. The ideal candidate will have 5+ years of relevant experience, with a strong background in structured finance, credit analysis, and insurance products.
**Responsibilities & Deliverables:**
**1. Transaction Structuring and Innovation:**
+ Develop and implement innovative transaction structures tailored to meet the specific needs of insurance clients.
+ Leverage knowledge of insurance products, regulatory requirements, and market dynamics to craft solutions that align with client objectives and risk tolerance.
+ Maintain awareness of evolving market trends and regulatory changes to proactively identify new product opportunities.
**2. Client Engagement and Pitch Material Preparation:**
+ Prepare high-quality, insightful pitch materials and presentations for client meetings.
+ Collaborate with relationship managers and product specialists to effectively communicate the bank's structured solutions and competitive advantages.
+ Attend client meetings to present solutions, address queries, and foster strong client relationships.
**3. Transaction Execution and Documentation:**
+ Lead the end-to-end execution of transactions, including preparation of detailed term sheets, negotiation of credit agreements, and coordination of transaction documentation.
+ Work closely with internal legal, compliance, and risk teams to ensure all transactions comply with bank policies and regulatory requirements.
+ Serve as the primary point of contact for clients throughout the transaction process, ensuring clear and timely communication.
**4. Internal Approvals and Stakeholder Management:**
+ Drive the internal business and credit approval process by preparing credit applications and transaction memos for senior management.
+ Collaborate with credit, legal, risk, and compliance teams to address concerns and secure necessary approvals.
+ Ensure that all transaction components align with the bank's risk appetite and strategic goals.
**5. Post-Closing Transaction Management:**
+ Oversee and manage transactions post-closing, including monitoring of ongoing compliance with credit terms.
+ Proactively manage any modifications or restructuring requests in collaboration with clients and internal stakeholders.
+ Provide support for internal reporting requirements related to the transaction.
**Skills & Experience:**
+ An undergraduate degree - required
+ 5+ years of experience in structured finance, credit solutions, or a similar role, preferably within the insurance or financial services industry.
**Preferred Qualifications:**
+ Advanced degree (MS, MBA, CPA, CFA or JD)
+ Experience with financial analysis, reviewing loan agreements & term sheets, and working with Bank products
+ Strong written, verbal and interpersonal skills
+ Demonstrated command of Microsoft PowerPoint, Excel, and Word
+ Strong analytical abilities and ability to learn
+ Ability to handle multiple assignments simultaneously
+ Familiarity with regulatory and compliance requirements in insurance and banking.
+ Knowledge of credit agreement negotiation, legal documentation, and risk management.
+ Ability to work independently and collaboratively across functional teams.
**Compensation and Total Rewards**
The typical base pay range for this role is between $180K - $220K depending on job-related knowledge, skills, experience and location with eligibility for discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays.
MUFG Benefits Summary (
We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.
We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual's associates or relatives that is protected under applicable federal, state, or local law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute