Mortgage Loan Officer - Oconee State Bank : Job Details

POSITION TITLE: Mortgage Loan Officer

LOCATION: Watkinsville, GA

DEPARTMENT: Mortgage

REPORTS TO: Mortgage President

EMPLOYMENT TYPE: Full-Time

STATUS: Exempt

DEPARTMENT | ROLE DESCRIPTION:

Remarkable Mortgage, powered by Oconee State Bank is a dynamic and customer-focused mortgage lending company committed to providing personalized and seamless financial solutions. With a reputation for excellence in service and a dedication to helping individuals achieve their homeownership dreams, we are seeking a motivated and experienced Mortgage Loan Officer to join our growing team.

As a Mortgage Loan Officer at Remarkable, you will play a crucial role in guiding clients through the mortgage process, from application to closing. You will be responsible for cultivating and maintaining relationships with clients, real estate professionals, and other key stakeholders, while ensuring a smooth and efficient loan origination process.

RESPONSIBILITIES (INCLUDING BUT NOT LIMITED TO):

* Client Consultation: Conduct thorough consultations with clients to understand their financial goals, assess their eligibility, and recommend suitable mortgage products.

* Loan Origination: Manage the end-to-end loan origination process, including application review, documentation collection, and submission for underwriting.

* Product Knowledge: Stay up to date on current mortgage products, interest rates, and industry trends to provide accurate and timely information to clients.

* Compliance: Ensure compliance with federal and state regulations, as well as company policies and procedures, throughout the loan application process.

* Relationship Building: Cultivate and maintain relationships with real estate professionals, builders, and other referral sources to generate new business opportunities.

* Communication: Keep clients informed of the status of their loan application, address any concerns, and provide exceptional customer service throughout the process.

* Networking: Actively participate in networking events, industry conferences, and community outreach to build a strong professional network and generate leads.

EXPERIENCE | QUALIFICATIONS:

MINIMUM QUALIFICATIONS

* Licensing: Must hold a valid mortgage loan originator registration in accordance with state regulations.

* Education: Bachelor's Degree or equivalent work experience.

* Knowledge: In-depth understanding of mortgage products, underwriting processes, and regulatory requirements.

* Communication Skills: Excellent verbal and written communication skills, with the ability to explain complex financial concepts in a clear and concise manner.

* Customer Focus: Strong commitment to delivering exceptional customer service and building lasting relationships.

COMPUTER / SOFTWARE EXPERIENCE REQUIREMENTS

* Technology Proficiency: Familiarity with mortgage software, loan origination systems, and Microsoft Office Suite.

Equal Employment Opportunity/M/F/disability/protected veteran status

Notice to Recruiters: We value our recruiting partnerships, but to protect the interest of all parties, Oconee State Bank (OSB) does not accept unsolicited resumes from recruiters. All recruiting is managed through OSB's Human Resources Department and contacting hiring managers directly is not appropriate. If you would like to develop a recruiting relationship, please work directly with Human Resources. All unsolicited resumes submitted through our website or to OSB email accounts shall be deemed property of Oconee State Bank.