Mortgage Loan Processor - Houston Federal Credit Union : Job Details

Houston Federal Credit UnionPosition: Mortgage Loan ProcessorStatus: Non-Exempt (Hourly)Employment Type: Full-TimeOffice Location: Sugar Land, TexasRole: Houston Federal Credit Union is looking for a full-time Mortgage Loan Processor to assist members and mortgage loan officers with their mortgage loan application processing and ensuring documentation is completed compliantly and legally to ensure when the loan moves to closing and funding, all federally mandated dates and requirements are meEssential Functions & Responsibilities

• Once mortgage loan officer provides a complete application to the processor, the processor processes each file from pre-approval to pre-closing.

• Inputs proper loan documentation into the system for processing. Ensure that all loan documentation is complete, accurate, verified and complies with company, state and federal policy. Verifies loan documents including but not limited to income, credit, appraisal and title insurance, and preparing application for submittal to underwriting. Reviews file documentation to make sure all items needed are requested. Orders and coordinates loan documents.

• Performs other related duties as assigned.

Performance Measurements:

• Loans audited both internally and externally must meet Federal and state laws, FNMA guidelines, and HFCU policy where applicable. Must meet all disclosure requirements and timeframes for those disclosures. Documentation must be accurate, timely, and compliant.

Knowledge and Skills:Experience:Five years to eight years of similar or related experience.Education:(1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program.Interpersonal Skills:Courtesy, tact, and diplomacy are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.Other Skills:Must have good communication skills. Ten key calculator, typewriter and keyboard skills.

• Must have qualities that are consistent with our CORE Values:
  • Integrity, Honesty, & Respect
  • Passion, Commitment & Enthusiasm
  • Seek Excellence in All We Do
  • Work Hard and Have Fun
  • Friendly Service and Superior Value