Job Location : Olmito,TX, USA
Position: Nuestra Casa Small Dollar Loan Specialist
Immediate Supervisor: Director of Lending
Mission Focus: Small Dollar Lending
Location: 2390 Central Blvd. Brownsville, TX 78520
Summary of Position
The Nuestra Casa Small Dollar Loan Specialist develops and services consumer loans. Interviews loan applicants to determine eligibility and repayment capacity. The Loan Specialist evaluates loan applications and applicant creditworthiness, monitors loan payments and provides customer service to ensure the borrowers questions are answered and needs are met, and loan is repaid. Additionally, the Loan Specialist maintains accurate and thorough records, and follows all applicable organizational, state and federal policies and regulations. The Loan Specialist must have excellent customer service skills, great phone etiquette and have above average computer skills. The Loan Specialist should be dependable, detailed oriented, possess good judgement and effectively carry out the essential duties and responsibilities of this position in a manner that consistently demonstrates Communities Unlimited mission and core values in a positive manner. Must be bilingual, with the ability to communicate with residents of the Colonias with the objective of providing home improvement loans to our target market.
Education/Certification RequirementsHigh school diploma required. This position requires a minimum of an associate degree in accounting, business or related field and at least 1 year of experience underwriting and/or servicing loans. Experience in a leadership position in non-profit or community-based work a plus. Must be English / Spanish Bi-Lingual. Must have a valid driver's license and reliable personal vehicle for travel to office located in Brownsville, TX.
Must be authorized to work in the USA.
Experience/Skills Requirements
The position requires travel throughout the assigned Colonias in S Texas to provide onsite events and assistance to the community. Position may require minimal travel throughout our 7-state footprint.
Summary of Essential Job Duties
Tools Used in Job
Proficient use of a computer, internet, smart phone (texting, email, photos, videos, social media, and calls), web-based databases for data-entry, Microsoft Office suite including Outlook, Word, Excel and PowerPoint is required. Use of additional software for project related activities may be required and training will be provided.
Work Environment
The work environment characteristics described above are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential job functions.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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