Job Location : Birmingham,AL, USA
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
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Job Description:
At Regions, the Risk Credit Reporting Analyst assists in the analysis of the company's risk and prepares reports for management, detailing research into the company's exposure and suggesting strategies to minimize those risks.
Primary Responsibilities
Prepares monthly and quarterly credit reports and analytics for internal and external audiences including Regulatory Reporting Schedules
Performs a second-level review and validation of key reports prepared by others
Strategically collaborates with business partners and technology teams in identifying risks and opportunities in the portfolio as well as addressing special requests with ad hoc reporting
Participates in working groups for bank-wide data enhancement and other various projects
Assists in the creation of presentations, job aids, training materials, and reporting tools, including SharePoint, and databases in collaboration with managers
Designs, develops, and reports independent analyses that provide greater insight into risk exposures and mitigation efforts
Coordinates the compilation, data aggregation, and updating of enterprise-level financial risk metrics
Interacts in a collaborative team environment and supports other roles on the team in their work efforts
Focuses on resolution of problems or transactions, where expertise is required to interpret against policies, guidelines or processes
May collaborate with senior management in the development of team goals and objectives, ensuring consistent and satisfactory achievement
Offers advice and guidance to junior analysts on occasion, assisting in the development of necessary skills and the promotion of continuous improvement initiatives
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
Requirements
Bachelor's degree in Accounting, Finance, Risk Management, or directly related field
Four (4) years of experience in related field
Preferences
Understanding of applicable databases and data structures
Experience with Statistical Analysis Systems (SAS), Structured Query Language (SQL), Power Business Intelligence (Power BI), or related database software
Skills and Competencies
Ability to learn additional systems as needed
Ability to research, analyze data, and derive facts
Ability to work in a team environment when applicable
Ability to work under limited guidance
Ability to work under pressure and meet deadlines
Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
Strong verbal, written communication, and organizational skills
Strong work ethic and self-motivation
Position Type
Full time
Compensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.
The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Job Range Target:
Minimum:
Median:
Incentive Pay Plans:
Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that one size does not fit all for benefits-eligible associates. ( Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.
Location Details
Regions Center
Location:
Birmingham, Alabama
Bring Your Whole Self to Work
We have a passion for creating an inclusive environment that promotes and values the differences that make each of us stand out as unique individuals and help provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work and thrive is the right thing to do.
OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.