Senior Analyst, Insurance Ratings - S&P Global : Job Details

About the Role:Grade Level (for internal use):11Position: Senior Analyst, Insurance RatingsThe Role: The ideal candidate for this role is a highly motivated individual with strong analytical, research, as well as verbal and written communication skills. This is a high visibility client facing role with exposure to issuer C-suite level executives. The Senior Analyst will be expected to work well independently and as an integral part of a team. The candidate will meet tight deadlines, work well under pressure, demonstrate initiative, handle multiple assignments, and organize priorities among issuers, investors, analysts, and editors.Primary responsibilities include fundamental credit analyses for property/casualty (P/C) insurance and reinsurance companies and publishing credit opinions to the market. The Senior Analyst will lead all aspects of the ratings process, from quantitative analytics, engaging with issuers, presenting in committees, and publishing analytical reports. The candidate will also conduct timely analysis on emerging and complex industry topics including quantitative modeling leading to credit insights, market evaluations, and industry commentaries.The Impact:

• At S&P Global Ratings, your analytical opinion truly matters and each person who works here has an essential role in S&P Global Ratings reputation of integrity, transparency, and ratings excellence.
• S&P Global Ratings plays a vital role in bringing transparency and comparability to the financial markets and helps investors and others measure and manage credit risk.
• By supporting capital markets, S&P Global Ratings helps people to start and grow businesses, cities and states to build highways and hospitals, and manufacturers to build factories and create jobs.
• With offices in 26 countries, rating $47.5 trillion in debt, and with nearly 1,400 credit analysts, S&P Global Ratings is an important part of the world's financial infrastructure and has played a leading role for more than 150 years in providing investors and financers the information they need to more easily, quickly and efficiently provide capital to businesses and governments.

The Career Opportunity:As a Senior Analyst, you are working as part of a diverse team of credit analysts in the North American Financial Services Ratings (P/C Re/insurance) group in S&P Global Ratings. With the guidance of senior analysts and support from junior analysts, a qualified Senior Analyst typically covers 10-12 insurance credits and is responsible for their ongoing surveillance and performs advanced fundamental credit analysis, forecasting, and industry analysis.The Team / The Business: When you join S&P Global Ratings and the North American Financial Services Ratings group, you join one of the world's leading providers of independent credit risk research and benchmarks in corporate finance. You are part of a team that produces high quality fundamental research based on established criteria in a fast-paced environment.Compensation/Benefits Information: (This section is only applicable to US candidates) S&P Global states that the anticipated base salary range for this position is $85,700 to $170,400. Final base salary for this role will be based on the individual's geographic location, as well as experience level, skill set, training, licenses and certifications. What We're Looking For: Basic Required Qualifications:

• BA or BS required, preferably in finance, accounting, business, insurance, or mathematics.

• Advance Degree, MBA/CFA, achieved or progress preferably.
• 2-4 years of experience, preferably in credit and/or insurance-related field.
• Strong analytical skills with experience in financial modeling and forecasting.
• A good understanding of financial statement analysis and accounting concepts under GAAP, and IFRS.
• Understanding of fixed income markets.
• Ability to quickly absorb, analyze, and act upon information, while demonstrating strong proficiency with figures and the ability to maintain accuracy and be detail oriented while complying with deadlines.
• Strong Excel/Word/PowerPoint and database application skills.
• Solid communication skills, verbal and written, as well as the capacity to expand, learn, and make a contribution. English communication skills should be strong - both verbal and written.
• Highly organized with the ability to multitask and work under time pressure.
• Permanent Work Authorization for the United States is required.

Right to Work Requirements: This role is limited to persons with indefinite right to work in the United States. About S&P Global RatingsAt S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world's foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world's leading organizations navigate the economic landscape so they can plan for tomorrow, today.For more information, visit www.spglobal.com/ratingsWhat's In It For You?Our Purpose:Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology-the right combination can unlock possibility and change the world.Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress.Our People:We're more than 35,000 strong worldwide-so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We're committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We're constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference.Our Values:Integrity, Discovery, PartnershipAt S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.Benefits: We take care of you, so you can take care of business. We care about our people. That's why we provide everything you-and your career-need to thrive at S&P Global.Our benefits include:

• Health & Wellness: Health care coverage designed for the mind and body.
• Flexible Downtime: Generous time off helps keep you energized for your time on.
• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
• Family Friendly Perks: It's not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
• Beyond the Basics: From retail discounts to referral incentive awards-small perks can make a big difference.

For more information on benefits by country visit: Diversity, Equity, and Inclusion at S&P Global:At S&P Global, we believe diversity fuels creative insights, equity unlocks opportunity, and inclusion drives growth and innovation - Powering Global Markets. Our commitment centers on our global workforce, ensuring that our people are empowered to bring their whole selves to work. It doesn't stop there, we strive to better reflect and serve the communities in which we live and work, and advocate for greater opportunity for all.S&P Global has a Securities Disclosure and Trading Policy ( the Policy ) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy's requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. Equal Opportunity EmployerS&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: [email protected] and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - English_formattedESQA508c.pdf202 - Middle Professional (EEO Job Group) (inactive), 20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.2 - Middle Professional Tier II (EEO Job Group)