Senior Consumer Loan Processor - Jeff Bank : Job Details

About the Organization Jeff Bank has achieved incredible growth and success since its inception in 1913, and it could not have happened without the energy, desire and talent of our employees. We embrace diversity and recognize the importance of creating a team that is committed to the success of our customers, the communities we serve, the Bank and each other.Our commitment presents many possibilities for career development. Bring your professional image and your passion for providing exceptional service to a dynamic team dedicated to helping create successful businesses, opportunities, financial health and strong, vibrant communities.We offer a broad range of exciting employment opportunities, with competitive compensation and comprehensive benefits that include:Health & Welfare BenefitsPaid Time OffRetirement SavingsEmployer Paid Life & Disability InsuranceFlexible Spending AccountsTuition Assistance ProgramEmployee Banking & Loan DiscountsEmployee Assistance ProgramContinuous Training and Development Opportunities Position Senior Consumer Loan Processor Description GENERAL RESPONSIBILITIESResponsible for performing a variety of duties to support the Credit Origination function; coordinating work within the unit or department, as well as with other departments and units; reportingpertinent information to the immediate supervisor; responding to inquiries or requests for information.ESSENTIAL DUTIES

Demonstrates core values and guiding principles as outlined in the Bank's Mission, Vision and Value Statements of which the following are illustrative:

Gives exceptional customer service to both internal and external customers by providing prompt, polite and effective communication.

Participates as a member of the team

Positively and proactively contributes to the Bank's Strategic Plan.

Demonstrates support of Management

Ensures that all activities and work functions adhere to compliance requirements as are defined in company policies and procedures as well as state/federal laws and regulations.

Performs a variety of duties to support the loan origination function of which the following are illustrative:

Provides credit reports for appropriate customer service personnel on prospective borrowers within proper procedure.

Assists with loan application processing tasks, e.g., obtains required information, compiles data, etc., as directed.

Makes loan decisions within prescribed limits.

Coordinates the organization and procurement of required loan documentation, utilizing the appropriate checklist.

Verifies and processes a wide variety of credit information which will become part of the credit file, e.g., insurances, forms, etc.

Using bank LOS, prepares all necessary documents to close consumer loans

Provides information for, and assists in the preparation of, various loan reports, as directed.

Prepares a disclosures for a variety of consumer mortgage products,

Prepares a variety of letters and forms such as commitment letters, adverse action letters for declined loans,

Provides thorough documentation of all financial analysis work, including ratios and other related information.

Insures that all credit analysis activities are conducted in accordance with prescribed lending policy.

Coordinates specific work tasks with other personnel within the unit or department as well as with other units and departments in order to ensure the smooth and efficient flow of information.

Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness, including but not limited to BSA & AML (cash secured loans, loans paid off too quickly).

Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate bank personnel.

Supports branch personnel through the underwriting and preparation of loan applications and documents.

Responds to inquiries relating to his/her particular area, or to requests from customers, other bank personnel, etc., within given time frames and within established policy.

Maintains customer service and sales objectives as assigned by Supervisor.

Obtains and maintains annual registration with the National Mortgage and Licensing System and Registry as required under the provisions of the SAFE Act.

ANCILLARY DUTIESPerforms other related duties as assigned or directed.Salary Range$19.48 - $24.57 HourlyJob Grade - 10JOB LOCATIONMain Office Jeffersonville - Loan OriginationEquipment/Machines1. Telephone 2. PC3. Printer 4. Computer keyboard5. Typewriter/Word processor 6. Fax machine7. Copy machine 8. CalculatorPosition Requirements Education/Training: A.B.S. or B.A. degree in a related field of study preferred; specialized lending education and training.Skill(s): Proficient reading, writing, and grammar skills; proficient mathematics skills; proficient interpersonal relations and communicative skills; a thorough knowledge of current consumer lending regulations;basic computer knowledge; a valid driver's license.Experience: A minimum of three (3) years' experience required.Full-Time/Part-Time Full-Time Location Jeff Branch Number of Openings 1 Post Internal Days 6 EOE Statement Affirmative Action NoticeJeff Bank is proud to be an Affirmative Action Equal Opportunity Employer Minorities/Females/Disabled/Veteran. Our Bank is committed to a policy of equal employment opportunity for applicants and employees. We treat each in a manner free of discrimination regarding race, creed, color, religion, sex, sexual orientation, national origin, age, disability, marital status, veteran status, citizenship, physical and mental disability, criminal record, genetic information, predisposition or carrier status, status with respect to receiving public assistance, domestic violence victim status, a disabled, special, recently separated, active duty wartime, campaign badge, Armed Forces service medal veteran, or any other characteristics protected under applicable law.Pay Transparency PolicyThe Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. This position is currently accepting applications.