Who We Are We are Placer Title Company, a Mother Lode Holding Company. We are a family! We like to throw a big party. We like to laugh out loud and have loads of fun. We encourage growth within our company. We are proud of the fact that our employees & leaders are passionate about taking care of their customers and in supporting each other. We take care of our people. We don't just tell our folks how much we appreciate them, we show them. Each and every day.
What We Do This job code is to be used only for incumbents in California. Identify issues and work with customers, attorneys and lenders in an advisory capacity to resolve issues impacting title insurability prior to closing. Communicate with clients and third parties to obtain documentation to clear title related issues such as missing information, incomplete, inaccurate or contradictory information contained in the title commitment, in accordance with internal and external policies and regulations. The Title Officer may specialize in commercial, industrial or residential titles or be proficient in all three. In some locations/regions, the Title Officer is a full-service role and may perform search, title examination and other duties as part of the review and clearing of title. This role may be part of a centralized title group, work independently or be in an escrow branch office.
Essential Functions - Performs title examination to examine the chain of title for a wide range of title orders, both residential and commercial
- Analyzes records, such as mortgages, liens, judgments, easements, vital statistics, plat and map books, and property surveys to determine ownership and legal restrictions and to verify legal description of property and completeness of records
- Analyzes the effect of probate, foreclosures, building court cases, and bankruptcy proceedings on title insurance. Examine trusts, wills, and affidavits of heirship.
- Uses technical bulletins and other resources to evaluate and resolve problems
- Review and approve a variety of documentation including deeds, operating agreements, trusts, wills, affidavits of heirships, corporate resolutions, partnership agreements, and state filed Articles of Incorporation and Articles of Organization
- Selects appropriate write-ups for commitments and policies for both standard and extended coverage
- May participate in business development activities to maintain existing clients and acquire new clients and may attend customer visits with sales personnel
- May price commitments, endorsements, policies and guarantees using predetermined schedule of fees and charges
- In some regions/locations, consult with attorneys to review search packages and on matters that require escalation
- May provide underwriting interpretation within established guidelines
- May request hold harmless letters from other title insurance companies; issue hold harmless letters as necessary
Job Complexities - Assignments are moderately complex in nature. Has latitude for un-reviewed action or decision. Acts in advisory capacity, making recommendations which may have an important bearing on the conduct of the organization's business.
Supervision Received or Extended - Does not have formal supervisory responsibility
- May act as a resource to a variety of roles including providing guidance and training to less experienced staff members
Impact - Receives general supervision and is competent to perform most aspects of the job independently
- Collaborate with and support peers - answer questions, leverage expertise
- Exercises judgement within defined procedures and practices to determine appropriate action
Knowledge and Skills/Technology Used - Familiar with all aspects of title work
- Flexible with the ability to multi-task and work in a fast-paced environment to handle all aspects of title support
- Strong verbal and written communication skills
- Strong customer service orientation
- Analytical and problem-solving skills
- Strong detail orientation
- Able to meet deadlines under pressure
Typical Education - High School diploma or equivalent
Typical Range of Experience - 3-5 years title/ related real estate experience with at least 2 years examining title
Pay Range: $24.32 - $33.32 This hiring range is a reasonable estimate of the base pay range for this position at the time of posting. Pay is based on a number of factors which may include job-related knowledge, skills, experience, business requirements and geographic location.
Disclaimer The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal work hours and/or responsibilities from time to time, as needed.
What We Offer By choice, we don't simply accept individuality - we embrace it, we support it, and we thrive on it! Our People First Culture celebrates diversity, equity and inclusion not simply because it's the right thing to do, but also because it's the key to our success. We are proud to foster an authentic and inclusive workplace For All. You are free and encouraged to bring your entire, unique self to work. First American is an equal opportunity employer in every sense of the term. Based on eligibility, First American offers a comprehensive benefits package including medical, dental, vision, 401k, PTO/paid sick leave and other great benefits like an employee stock purchase plan.