Credit Analyst - City Elite Transaction Services Ltd : Job Details

City Elite are delighted to be assisting our long term Client, an international Bank based in The City, in their search for a Credit Analyst.

The purpose of this role is to provide quality recommendations on credit applications for both FIs and Corporates clients.

Duties:

• Assess the credit risk and financial strength of the firm's borrowers and counterparts by performing fundamental credit analysis using both quantitative and qualitative factors.
• Review lending underwriting transactions, determine risk appetite and credit ratings, having developed an independent view of cash flow projections and of key documentation protection.
• Perform sector analysis to assess portfolio concentrations or trends.
• Responsibility for annual reviews and business requests.
• Monitoring the portfolio and identify trends and risks.
• Ensure adherence to IFRS9 guidelines as part of credit review process.
• Perform Climate Risk assessment in the context of credit review
• Support the Deputy Head of Credit and Head of Credit in risk-related special tasks and projects.

Experience:

• Knowledge of banking industry products/services including Trade Finance, Receivable/Payable Financing, Asset Backed Finance (Real Estate Residential, Commercial etc.) , Project Finance etc.
• Risk Management Framework - Credit Risk, Market Risk, Operational Risk and Regulatory Risk.
• Financial Modeling.
• Desirable - exposure/experience in relevant Corporate credit (including Commodity Finance and Real Estate) and FI (both Banks and Insurance) credit.
• Knowledge/experience of GCC and MENA markets, including a good understanding of the FI and corporate clients, economic sectors, macro-economic factors, and related country risks within the region is a benefit.