Credit Assurance Specialist - Stellar Select Limited : Job Details

Job Title: Credit Assurance Specialist

Location: Fleet with some flexibility to work from home up to 2 days a week once probation is passed

Salary: Depending on experience

Hours: Monday to Friday 9 am to 5 pm

Benefits:

• 25 days annual leave plus bank holidays
• Holiday purchase scheme
• Extra day off on your birthday
• Private Medical Insurance through AXA Health
• 11% non-contributory pension scheme with the option to salary sacrifice
• Enhanced Maternity, Paternity and Adoption pay
• Life Assurance
• Income Protection
• Employee Assistant Programme
• Extensive Learning and Development opportunities
• 2 days paid volunteering each year
• Electrical Vehicle Salary Sacrifice Scheme

About our Client:

Our client is a Buy-to-Let specialist lender that has leading the way since its 2014. They are more than just a financial institution and are committed to using the power of data-driven insights to fuel innovation. Aspiring professionals have the opportunity to study the CeMap alongside working to enrich their expertise and paving the way for a successful career journey.

The office space features prayer rooms, breastfeeding rooms, and quiet spaces, ensuring that every individual has a comfortable and inclusive environment. Need some solo time for focused work? Discover the convenience of singular pods, offering a dedicated space for independent tasks.

Our client invites you to be a part of a community where your skills are valued, your growth is nurtured, and your contribution shapes the trajectory of the company.

About the Role:

The successful candidate will be protecting the company from fraud and will carry out broker reviews, handle broker panel queries and monitoring broker quality by reviewing declined and cancelled rate. You will monitor the broker panel and provide recommendations on whether brokers should be removed or reinstated to the panel. You will analyse all intelligence received by brokers to protect the business.

Also, help to protect the Company from the risk of fraud by using anti-fraud systems such as Hunter, CIFAS and SIRA to investigate and act upon information received in a timely manner.

Responsibilities:

• To action and maintain all information from lenders on Brokers, reporting correctly onto the SIRA system.
• To action and consider all broker appeals together with any broker panel queries from across the business.
• Develop and maintain co-operative relationships between all internal stakeholders and investigate all referrals in a professional manner.
• Work Fraud systems such as CIFAS, SIRA & Hunter to mitigate potential losses.
• To investigate all intelligence and action accordingly.
• Carrying out Broker reviews, liaising with sales to arrange they visit the broker or before removal of a Broker and preparing a management report for Credit Committee.
• Reporting the removal decision in a professional manner to Broker Support, the Broker, FCA, and other Lenders.
• Prepare Management Reports, ensuring they are prepared in time for Exco or Credit Committee meetings.
• Analyse broker data to protect the business.

Experience required:

• Experience of working within the mortgage industry

• Experience in underwriting or packaging mortgage applications within a mortgage case management, packaging or underwriting role.
• Proven ability to exercise good commercial and professional judgment.
• Effective communication skills both written and verbal.
• Good attention to detail
• Adaptive to ongoing change
• PC literate with a knowledge of Microsoft Office products
• Enthusiastic, flexible, and keen to learn and develop a career.
• Knowledge of Hunter, CIFAS & SIRA systems would be beneficial but not essential.

Trusting Stellar Select:

At Stellar Select, our commitment goes beyond recruitment; it's about crafting experiences that elevate your career journey. We take pride in delivering excellent services to our candidates and always going the extra mile to ensure your success.

Our foundation is built on openness and transparency. We believe in clear communication with everyone we work with, fostering an environment of trust, honesty and fairness.

Embark on your career journey with confidence, knowing that our services are designed with your success in mind. Here's what our complimentary service includes:

• Expert Consultants: We are your allies, dedicated to understanding your goals and guiding you toward success.

• Industry Expertise: Benefit from our in-depth knowledge of the industry, providing you with insights that set you apart in your career.

• 1-2-1 Experience Discussion: Your experiences matter. Engage in personalised discussions about your journey and how it aligns with the job role.

• Interview Preparation: Step into interviews with confidence. We provide thorough preparation to ensure you shine in every interaction.

• Negotiation of Job Offers: We'll manage the negotiations on your behalf, aiming for offers that align with your expectations.

• Market Insights: Stay informed with the financial market insights that empower you to make informed career decisions.

• Recruitment Process Updates: No more uncertainty. We keep you in the loop with regular updates on your recruitment process.

• Matching to Other Roles: Your journey doesn't end with one opportunity. We explore matches to other roles based on your experience and interests.

• Referral Programs: Spread the word and be rewarded.

For more information regarding the role of Credit Assurance Specialist please contact us

Stellar Select is acting as an employment agency and is a corporate member of the REC

• Experience of working within the mortgage industry
• Experience in underwriting or packaging mortgage applications within a mortgage case management, packaging or underwriting role.
• Proven ability to exercise good commercial and professional judgment.
• Effective communication skills both written and verbal.
• Good attention to detail
• Adaptive to ongoing change
• PC literate with a knowledge of Microsoft Office products
• Enthusiastic, flexible, and keen to learn and develop a career.
• Knowledge of Hunter, CIFAS & SIRA systems would be beneficial but not essential.