Credit Risk Oversight Officer - CooperGrey Recruitment Ltd : Job Details

Cardiff (remote/hybrid working available)

The role:

A successful financial services business focused on savings and retail/commercial lending now wish to appoint a Credit Risk Oversight Officer. Reporting to a Senior Manager the role of Credit Risk Oversight Officer will be responsible for conducting thematic & ad hoc reviews and lesson learned evaluations into various areas of credit risk. Further responsibilities for Credit Risk Oversight Officer include...

• Provide input to, and support delivery of, the 2nd line annual assurance plan based on a risk-based assessment of key credit areas.
• Support the Credit Risk Oversight Manager on delivery of the risk management framework linking credit risk appetite & risk assessments to ensure they are integral to business decision making.
• Review and provide input to risk opinions on proposals from the business on credit risk matters, including strategy & product development.
• Credit Risk Oversight Officer will support the development, preparation and embedding of appropriate Committee MI reporting to enhance monitoring of credit risk across the business.
• Review, perform ad hoc data analysis, and provide insight into key drivers behind portfolio performance & underlying credit quality.
• Review and challenge credit related reporting, policies and processes across the full end-to-end credit lifecycle.
• Develop and maintain positive and effective working relationships with 1st line colleagues, providing advice, guidance and support

The Company:

• A leading UK business that retains & develops a large customer base and has a reputation for providing innovative finance products that help consumers and businesses fulfil their financial requirements.

The Person:

• Experience in a similar credit risk oversight or relatable secured credit underwriting role in a banking environment.
• Ideally demonstrating knowledge of Residential / Buy to Let Mortgage, and Commercial / Development Finance portfolios
• Proven data analytical skills within credit risk, mortgages, commercial finance & financial services etc.
• Strong attention to detail with excellent problem solving skills
• Ability to work effectively with other departments to ensure accurate results are consistently achieved
• Ability to work under pressure in order to meet deadlines
• Proficient user of MS Office

to £50k plus bonus, 15% pension, healthcare and 28 days hols