Fraud Analyst - eFinancialCareers : Job Details

Fraud Analyst We are looking for a Fraud Analyst in our Financial Crime team. The team detect, identify and prevent fraud, and is responsible for protecting Funding Circle, its customers and investors. Please note, the minimum expectation for office attendance is two to three days per week in our central London office. Who are we? We're Funding Circle. We back small businesses to succeed. At Funding Circle, we believe the world needs small businesses. That's why we've made it our mission to help them get the finance they need to grow. With more than a decade of expertise under our belt, we've built a game-changer of a platform with cutting-edge data and technology that's reshaping the landscape of SME lending. Say goodbye to lengthy applications and hello to lightning-fast decisions! In just minutes, SMEs across the UK can get a decision, giving them access to competitive funding in a flash. We know that good business is about good people. So we pride ourselves on providing meaningful, human support as well as fast, hassle free processes to deliver an unbeatable customer experience. The role

• Detecting and preventing fraudulent applications using the various tools implemented across multiple different product types
• Spotting fraud trends and attacks and suggesting controls and preventative measures
• Using industry prevention/mitigation tools and systems e.g. Cifas, to assist investigation and decision-making
• Acting decisively to minimise the financial impact of fraud on victims and Funding Circle and maximise the chance of recovery where appropriate
• Conducting objective, fair and timely investigations into potential fraud and financial crime instances to ensure that the interests of both Funding Circle and our genuine customers are satisfied
• Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day

What we're looking for

• Analytical and detail oriented with an ability to think logically and reasonably
• Able to make sound judgement calls and take responsibility for decisions made
• Able to use varied tools and investigation methods to assist in making a considered judgement
• Experienced in application fraud, fraud investigations and fraud analysis in a financial/lending environment
• Able to understand the variety of fraud types and how to handle them effectively
• Experienced and knowledgeable about card fraud and technical dispute management
• Experienced with ID and financial documents review procedures
• Familiar with compliance/AML procedures and regulatory requirements
• Good with your interpersonal and communication skills.

At Funding Circle we are committed to building diverse teams so please apply even if your past experience doesn't align perfectly with the requirements. Want to learn more?

• We have a huge impact on the businesses that borrow through our platform, the communities they serve and the overall economy (last year £6.9bn of GDP generated). You can read our full Impact Report here: https://uk/impact
• To see what our customers think, visit our Trustpilot page: https://review/fundingcircle.com
• And we're still evolving! Our award-winning multi-product platform is solving more SME finance challenges than ever before. We think big, rally together and meet the needs of SME customers like no other.

Why join us? At Funding Circle, we celebrate and support the differences that make you, you. We're proud to be an equal-opportunity workplace and affirmative-action employer. We truly believe that diversity makes us better . We back our Circlers to build their own incredible career, making a difference to small businesses every day. Our Circler proposition is designed to support employees both in and out of work, and it is anchored around four pillars: Health, Weath, Development & Lifestyle. A few highlights:

• Health: Private Medical Insurance through Aviva, Dental Insurance through Bupa, MediCash, access to free online therapy sessions and exclusive discounts with Hertility for reproductive health support.
• Wealth: Octopus Money Coach, free mortgage advisor partnership and discounts across numerous retailers through Perks at Work.
• Development: Dedicated annual learning allowance and full access to internal learning platform.
• Lifestyle: Wellhub (for fitness discounts), Electric Car Scheme and more!

And finally, we have award winning parental leave policies supporting parents through enhanced maternity, partner and adoption leave, as well as additional leave for parental bereavement and for fertility treatments. Ready to make a difference? We'd love to hear from you.