Head of Credit - Bridging and Development Finance - NRG Resourcing Ltd : Job Details

Looking to lead the credit function for a prestigious UHNW bridging lender? This is a rare opportunity to join an ambitious and dynamic lender specialising in Bridging and Development Finance, with a focus on ultra-high-net-worth (UHNW) clients and some of the most interesting real estate projects in London.About the Head of Credit RoleAs Head of Credit, you’ll play a pivotal role in shaping and governing the organisation’s lending policies and credit decisions. Reporting directly to the Directors, you’ll oversee the Credit Committee and ensure every loan meets the highest standards of suitability and compliance. You’ll manage complex cases, provide expert guidance to underwriters, and maintain key relationships with solicitors, surveyors, and external stakeholders.This role is ideal for a seasoned professional with extensive bridging finance expertise, a passion for high-value real estate transactions, and the ability to thrive in a fast-paced, entrepreneurial environment.Head Of Credit Key Responsibilities

• Maintain, review, and enhance the organisation’s Lending Policy to align with business objectives.
• Review and approve new loans, ensuring underwriting and legal standards are met.
• Coordinate and chair Credit Committee meetings, documenting outcomes and driving timely execution of actions.
• Manage solicitor and surveyor panels and serve as the primary point of contact for regulatory enquiries.
• Analyse credit risks and trends by interpreting market and economic data.
• Foster a culture of compliance, ensuring adherence to AML measures and regulatory standards.
• Provide guidance and training to underwriters to ensure excellence in credit assessments.
• Work closely with auditors and senior management to support business goals and mitigate risks.

Head of Credit experience and skills required

• Minimum of 5 years in a senior bridging or mortgage underwriting role.
• Extensive experience in manual short-term underwriting, including residential and buy-to-let (BTL) bridging lending.
• Knowledge of Development Finance and commercial lending is advantageous.
• Proven experience engaging with both intermediaries and direct customers.

Skills:

• Expert knowledge of valuation and legal processes in bridging and development finance.
• Strong analytical skills to assess credit risks and identify trends.
• Excellent communication and presentation skills, with confidence in working with senior management.
• Highly organised, self-motivated, and capable of managing competing priorities.
• IT literate, with strong MS Office skills and adaptability to internal systems.
• Entrepreneurial mindset, with a hands-on approach and a drive to deliver exceptional service.

The Head of Credit Package

• Salary: £85,000 - £100,000 (negotiable based on experience).
• Flexible hybrid working (1 day from home).
• Opportunity to work on exciting real estate projects in London’s prime market.
• Regular social events and client meetings to foster relationships and expand your network.

Why Apply?This is your chance to take the lead in a fast-growing, UHNW-focused bridging lender, where no two days are the same. You'll be at the heart of dynamic real estate transactions in London, working with a passionate team and driving the credit function forward. With regular social events, client interactions, and the opportunity to make a real impact, this role offers both professional growth and personal satisfaction.Ready to take your career to the next level? Apply now to join this prestigious lender and be part of something extraordinary.