- Experienced Complex BTL Underwriter
- Up to £85k
- London - Hybrid
Senior Specialist Underwriter - Buy-to-Let (BTL) - Up to £85kLocation: Hybrid (3 days in office)Salary: £75,000 - £85,000 (dependent on experience)Bonus: At least 30% annual bonusBenefits: Private healthcare, Life insurance (X4 times your average salary including bonus)Role Overview:We are seeking a Senior Specialist Underwriter to join a growing Buy-to-Let (BTL) team. This is a critical role designed for a seasoned underwriter with deep experience in complex, unregulated BTL cases. The ideal candidate will have a minimum of 10 years' underwriting experience, specifically handling large loans, portfolios, and complex asset structures such as multiple properties or Ltd company portfolios. If you have a background in private banking or bridging finance, this would be advantageous but not essential.As part of a high-performing, tight-knit team, you will report directly to senior leadership and play a key role in expanding the company’s presence in the more complex BTL space. This is an excellent opportunity for a seasoned professional with a “can-do” attitude who enjoys rolling up their sleeves and getting involved in complex underwriting decisions.Key Responsibilities:
- Underwriting complex Buy-to-Let (BTL) loans, including large portfolios and multi-property deals, for unregulated cases.
- Work closely with senior leadership to review and approve large loan applications.
- Provide expertise on structuring loans for complex asset types, such as multiple properties or Ltd company portfolios.
- Contribute to the growth and development of the BTL division, focusing on high-value loans and portfolios.
- Collaborate with the underwriting team and other departments to ensure smooth loan processing.
- Maintain high standards of risk assessment and decision-making within the business’s lending criteria.
- Contribute to a positive, collaborative, and “can-do” culture within the team.
Required Skills & Experience:
- Minimum 10 years' underwriting experience, with a strong background in unregulated Buy-to-Let.
- Experience with large loan underwriting, specifically multi-property portfolios and Ltd company structures.
- Strong decision-making abilities and a proactive attitude towards complex cases.
- A background in private banking or bridging finance is a plus, but not a requirement.
- Strong knowledge of risk management and the ability to handle high-value, complex transactions.
- A self-starter with a willingness to take ownership and get involved with all aspects of the underwriting process.
- An ability to work well under pressure and meet deadlines in a fast-paced, growing business environment.
Why Join Us?
- Culture: The company prides itself on a positive, supportive culture, with an open-plan office and hands-on leadership.
- Progression: There is significant potential for career growth. The team has seen consistent promotions, and there’s a clear path to senior leadership roles within the company.
- Team: You’ll be part of a high-performing, close-knit team with a great work-life balance and strong company-wide support.