Underwriter - Davies Talent Solutions : Job Details

Are you a results-oriented professional with a strong understanding of the automotive industry?We're seeking a talented Underwriter to join our dynamic team in Warrington. In this key role, you'll be responsible for assessing creditworthiness, pricing loans, and ensuring compliance within our car finance business.Key Responsibilities:

• Evaluate potential customers' financial information to determine their creditworthiness.
• Calculate appropriate interest rates and loan terms based on risk assessment.
• Create and issue loan agreements and other necessary documentation.
• Implement measures to prevent fraudulent loan applications.
• Ensure compliance with all relevant regulations, including the Consumer Credit Act.
• Build and maintain relationships with dealers and brokers.
• Analyze underwriting data to identify trends and improve processes.

What We Offer:

• Competitive salary and benefits package.
• Hybrid work arrangement for a flexible work-life balance.
• Generous holiday allowance, including bank holidays.
• Opportunities for professional development and career advancement.
• Recognition and rewards for your contributions.
• Comprehensive benefits package, including:
• Occupational sick pay
• Pension scheme
• Free parking and convenient business park location
• Regular charity and engagement activities
• Employee Assistance Program (EAP)
• Benefit Hub discount platform
• Refer a friend scheme
• On-site amenities (shuttle bus, cash point, cafes, creche, gym, yoga, cycling facilities, shower)

Qualifications and Skills:

• Strong analytical and problem-solving skills.
• Excellent attention to detail and accuracy.
• Proficiency in Microsoft Office Suite.
• Strong communication and interpersonal skills.
• Previous experience in underwriting or a related field within the automotive or financial industry would be a plus.